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Facts About Your Registered Insurance Broker

Registered insurance brokers offer independent advice and Property & Casualty (P&C) insurance products from a variety of companies. Brokers must be licensed by the Registered Insurance Brokers of Ontario (RIBO). All RIBO licensees must carry an errors & omissions policy, as well as a fidelity bond, which is designed to provide customers coverage in the […]


Why our clients need personal umbrella coverage

September 9, 2019 Convincing someone that they could have more coverage than they do now – often for less money – should be a slam dunk. Right? That’s exactly what personal umbrella policies offer. So why aren’t they more popular? Let’s break it down and review tips for how to talk to your clients about […]


Ontario approves electronic proof of auto insurance

September 5, 2019 Ontario approves electronic proof of auto insurance Canadian Underwriter Ontario approves electronic proof of auto insurance The approval, announced Thursday morning by Ontario’s Minister of Finance, Rod Phillips, follows the lead of Alberta, Newfoundland and Labrador and Nova Scotia. Nova Scotia was the first province to approve electronic pink slips in January […]


Auto physical damage losses worsened

Direct loss ratio hit 106.1% in Ontario Auto physical damage (PD) losses were on the rise in the first quarter of 2018—particularly in Ontario. According to MSA Research’s latest Quarterly Outlook Report, the overall private passenger PD direct loss ratio hit 106.1% in the province in Q1. While the Greater Toronto Area did experience more […]


Distracted driving claims increase

Alberta had a 58% increase in distracted-driving accidents Insurance claims related to distracted driving are on the rise, according to claims data released by Aviva Canada on Monday. From the start of 2016 through March 2018, the insurer saw distracted driving claims increase by 23% across Canada. Accidents related to distracted driving went up by […]


Fixing Ontario’s Auto System

The jury is out on the Ontario government’s latest plan to cut rates and reduce fraud in the province’s troubled auto insurance system. The Fair Auto Insurance Plan, unveiled last December by Finance Minister Charles Sousa, committed his administration to a number of fresh initiatives, just months ahead of an expected election. Gordon Rasbach, vice-president […]


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